Not all cycles are the same - and neither are their riders. Whether you own a tricycle, tandem, wheelchair bike, or another adapted cycle, you deserve insurance that understands your needs. As the UK’s first specialist cycle insurer, we offer cover that goes beyond just theft and accidental damage.
Our policy includes Cycle Rescue, a 24/7 breakdown recovery service designed for those who may not have the confidence or ability to deal with punctures, flat batteries, or mechanical failures alone. Plus, as a company rated the UK’s most ethical insurance provider, we’re committed to making cycling more accessible, inclusive, and sustainable for all.
We’ve provided specialist cycle insurance for over 30 years – longer than anyone else in the UK. Over the decades, we have earned a reputation for friendly customer service, strong ethics and innovation.
Please note: We can't guarantee our Cycle Rescue drivers will be able to help you from your cycle to the recovery vehicle if your mobility is severely restricted. If you have any questions, please get in touch.
Our cycle insurance includes everything you’d expect, like theft, accidental damage and vandalism cover – plus a few things you might not. For example, we have a no-quibble battery theft policy, zero devaluation for life, and if you break down on your electric bike, trike or adapted cycle, or run out of battery, you can call us 24/7 and we’ll arrange a rescue.
We believe in doing things right. For as long as we’ve offered cycle insurance, we’ve campaigned for safer road conditions. And year after year we are named the UK’s most ethical provider by The Good Shopping Guide. We’re big on customer service too. We don’t like chatbots or endless phone menus, so we never use them. Call us old-fashioned, but we’re always happy to chat when people ring.
– Cover for theft, loss and damage worldwide
– Cover for cycles up to a value of £15,000 - includes e-bike, trikes and adapted cycles
– Cycle Rescue (call or text our team 24/7)
– Personal liability, personal accident and loss of earnings cover worldwide
– 30% multi-bike discount
– E-bikes receive a 30% discount
– We never devalue your cycle (no matter its age)
– Dental cover for you up to £750
– You and your family are covered on your bicycle
Find out more about what’s covered.
– Electric bicycles must be road-legal in the UK (motor output must not exceed 250 W/15.5 mph)
– Our claim form is online
– All claims are dealt with in-house by our friendly claims team, available to support you
– Cycle Rescue is not covered outside of Europe
– Personal accident, personal liability and loss of earnings are not covered in the USA or Canada
– Minimum excess £50
One simple policy for total peace of mind