Whatever the ride
our cycle insurance has you covered
Get cover
30% off
Ends Friday*
use code JAN25

Insurance for a bicycle, e-bike, cargo bike

Comprehensive cover, whatever the ride

Bicycle insurance done right:

  • FREE 24/7 Cycle Rescue
  • No chatbots / endless phone menus
  • New-for-old. Always
  • 1,000+ 5-star reviews
  • E-bike battery cover
  • Over 30 years' experience

Find out more about what’s covered in our Bicycle Insurance

What is included

– You and your family are covered on your bicycle
– Cover for theft, loss and damage worldwide
– Cover for bicycles up to a value of £15,000
– Race and triathlon cover
– Cycle Rescue for named policyholder
– Personal liability, personal accident and loss of earnings cover worldwide
– 30% multi-bike discount
E-bikes receive a 30% discount
– 20% disount
– We never devalue your bicycle (no matter the age) and all replacement parts or cycle are new
– Dental cover for you up to £750

What is not included

– We do not cover any bicycle worth more than £15,000 new
– Claims where proof of bicycle or lock ownership cannot be provided
– Claims, where the bicycle has not been secured correctly through the frame using the appropriate, sold secure rated lock
– Cycle not covered if left unattended in a public place for more than 18 hours (24 hours at a train station and place of work)
– Loss or damage due to mechanical failure, wear and tear and manufacturing fault
– Personal liability is not covered when using your bicycle for professional use or whilst racing

You should know

– Our claim form is online
– Minimum excess £50
– All claims are dealt with in-house by our friendly claims team
– Cycle rescue is not covered outside of Europe
– Personal accident, personal liability and loss of earnings are not covered in the USA or Canada
– Electric bicycles must be road-legal in the UK (motor output must not exceed 250 W/15.5 mph)

We are the UK's most ethical provider according to The Good Shopping Guide 2025
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Whatever the ride, our cycle insurance has you covered

One simple policy for total peace of mind