CargoX: Future transport here now

Dutch e-bike makers Stoer have just launched the futuristic-looking CargoX, Europe's first fat-tyre cargo bike.

The striking design features integrated gears, LED daytime running lights, and an impressive 92nm of torque - more than enough to comfortably haul a week's shop.

Why are cargo bikes so popular?

Cars are a sub-optimal way of moving people and their stuff around a city - not least because many simply do not have space to accommodate a car per inhabitant.

By contrast, every city can comfortably store a bicycle for every one of its people...plus countless more. On crowded streets, cargo bikes offer a clean, quiet and safe way to beat congestion. And electrification has dramatically boosted their usability.

While electric cars remain expensive to buy, and troublesome to charge for those without off-street parking, e-bikes are better value and far easier to recharge.

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For many businesses, the potential benefits of using electric cargo bikes for deliveries are clear. A pilot to test cycle logistics as a last-mile delivery mode in Milan resulted in a 23% decrease in delivery times and a 40% decrease in transport running costs. In terms of emissions, the pilot results showed a 92% decrease in CO2, NOx, and particulate matter.

Whatever your precious cargo, we're here to help.

Our cargo bike insurance includes everything you’d expect, like theft, accidental damage and vandalism cover – plus a few things you might not. For example, we have a no-quibble battery theft policy, zero devaluation for life, and if you break down on your cargo bike, we'll rescue you.

Cargo bikes offer a clean, quiet and cost-effective way to carry stuff, but their size and weight can make a breakdown troublesome. It's the reason we pioneered Cycle Rescue – a 24/7 nationwide breakdown recovery service.

If your cargo bike suffers a mechanical failure, puncture, or even a flat battery, we'll rescue you, your bike, and any cargo (or kids) you're carrying.

No shed? No problem.

We understand it can be a challenge to store a cargo bike so our insurance allows you to keep it in your front garden, or on the street outside your home. And if you're lucky enough to have a shed or garage, we don't specify any particular standard of lock for the door, or ask that your bike be locked to anything once inside.

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The ethical choice

The ETA was established in 1990 as an ethical provider of green, reliable travel services. Over 30 years on, we continue to offer cycle insurance , breakdown cover and mobility scooter insurance while putting concern for the environment at the heart of all we do.

The Good Shopping Guide judges us to be the UK's most ethical provider.

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