Hospital welcomes cycling scheme

Hospital workers are being encouraged to get on their bikes to help protect the environment in East Lancashire.

Under the government’s Cycle to Work scheme – more information
scheme, employees at the East Lancashire Hospitals NHS Trust are being offered the chance to buy a discounted bicycle through pre-tax deductions from their pay packet.

The initiative allows employees to buy a tax-free bicycle if it is to be used for commuting. Following the end of the 12-month agreement, participants have the option to return their bikes or pay a small sum to keep it permanently.

The scheme is available to all British companies.

Protect yourself from cycle theft

Try to stay one step ahead of bike thieves by taking the following simple steps:

• Insure your bike – according to research only 2 per cent of cyclists have adequate insurance. You may be covered on your household insurance policy, but read the small print. Spend a little time doing research before you buy cycle insurance as some providers offer much more for your money. Cycle insurance from the ETA includes new-for-old replacement, third party insurance (in the case of an accident you may need to seek compensation or even deal with a claim by someone else), personal accident cover and if you breakdown, they will even come out and recover you and your bike.

• Buy a good lock – Aim to spend 10 per cent of your bike’s value on a stout lock and make sure you use it properly; always secure the frame and do not leave the lock on the ground as it makes it easier for the thief to smash

Compare the cycle insurance market

A highly-competitive market has now prompted one cycle insurance provider to include third party and personal injury cover as standard.

A spokesperson for the ETA said: “Just as with any other type of insurance, it is vital that people shop around – many cyclists are paying over the odds for the extras that we include for free.”