Insurance cover for electric trikes and adapted cycles

November 13, 2024

man using recumbent electric trike

People with disabilities increasingly turn to e-bikes and electric trikes as essential mobility aids, countering the fallacy that cycling is only for the fit and able.  

With an e-bike or trike, a person who struggles with their mobility or balance can cover distances that would otherwise be punishing or impossible, reducing reliance on public transport and expensive taxis.

For many , cycling is a lifeline - a ticket to reclaim independence and move through the world with dignity.

Research by Wheels for Wellbeing revealed that 75 per cent of disabled cyclists find riding easier than walking with the same proportion using their cycle as a mobility aid, just like a wheelchair or mobility scooter.

Cycling is a great form of active travel for those with special needs; with the thumbs up from a medical professional, it can reduce strain on joints, aid balance and help alleviate breathing difficulties.

Unfortunately, policymakers hampered by car-centric logic too often ignore this practical, personal, and sustainable mobility solution. in the worst cases, they build cycle lanes too narrow for trikes or install bollards that block adapted cycles entirely.

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Cycle insurance for trikes

Cycle insurance from the ETA is well suited to adapted cycles, e-bikes and electric trikes. Every policy includes a long list of benefits as standard including theft, accidental damage, vandalism, third party claims, and even 24/7 breakdown cover for you and your bike or trike.

Please note: We can't guarantee our Cycle Rescue drivers will be able to help you from your cycle to the recovery vehicle if your mobility is severely restricted. If you have any questions, please get in touch.

The ethical choice

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The ETA was established in 1990 as an ethical provider of green, reliable travel services. Over 30 years on, we continue to offer cycle insurance , breakdown cover and mobility scooter insurance while putting concern for the environment at the heart of all we do.

The Good Shopping Guide judges us to be the UK’s most ethical provider.

 

 

Information correct at time of publication.

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