Insurance for carrying kids by cargo bike

Cargo bikes and trikes are being bought in increasing numbers, not only by businesses who like the idea of a cost-effective congestion beater, but by parents looking for a quick and cheap alternative to the car for the school run.

In Denmark many families with two or more kids, have turned to the Christiania. There is a choice between a standard-sized model, which can fit two to three kids, and a longer version, which can comfortably seat four to six. The box where the kids sit is in front, so everyone gets a good view, while the rider can keep an eye on the kids.

{{cta-cycling}}

Cheaper cargo bikes

French sporting goods giant Decathlon has shaken up the e-cargo bike market with its D500, which sells for £3,500 here in the UK, but there's a homegrown alternative snapping at its heels.

The mycycle cargo bike starts at £1,999 for the entry level model, which boasts a range of 60km. To the basic specification you can add an impressive array of optional accessories as well as a battery upgrade that doubles the distance you can travel with power assist.

Although it's easy for a highly-specced mycycle cargo bike to come in at over £3,000, it costs less than the equivalent bike from Decathlon and the low entry price will be attractive to many.

We're giving away an e-bike

Cargo bike insurance

Cargo bikes offer a clean, quiet and cost effective way to carry stuff that's too bulky for a conventional bicycle. However, the fact they're bigger and heavier can make a breakdown troublesome. Even the shortest journey comes to an abrupt halt in the event of a flat tyre, broken chain or buckled wheel and carrying kids or cargo adds an unwelcome dimension to being stuck.

Insure your cargo bike with us and top of a list of great benefits, you'll get the peace of mind offered by our Cycle Rescue - the first breakdown cover policy for bicycles and one that covers cargo bikes recumbents and tandems.

If you suffer a breakdown (including punctures) while out cycling, or are unable to continue due to an injury, our 24-hour Cycle Rescue team is on hand to arrange transport for you and your cycle to a safe location.

Every insurance policy includes the following as standard:

• Theft, accidental damage & vandalism
• Cycle Rescue
• No devaluation of your bike over time
• £2m third party PLUS £20,000 personal accident cover
• Shed and garage storage
• Low standard excess of 5% (£50 minimum)
• You and your family on your bike

Read a full list of everything we include.

{{cta-cycling}}

The ethical choice

The ETA was established in 1990 as an ethical provider of green, reliable travel services. Over 30 years on, we continue to offer cycle insurance , breakdown cover and mobility scooter insurance while putting concern for the environment at the heart of all we do.

The Good Shopping Guide judges us to be the UK's most ethical provider.

{{cta-cycling}}