The do-it-all e-bike: Ridgeback Errand

Applying the N+1 bike ownership model is all well and good, but many of us are constrained by limited space and finances. If you have to restrict yourself to one bike, what should it be? Individual needs vary, but the range of bikes on sale today can be bewildering.

A trip to your local bike shop will see you confronted with any number of cyclocross, MTB, e-bike, hybrid, gravel, road, touring, cargo and city bikes. In reality, many bicycles - whatever their style - can end up as a jack of all trades, but some start their lives as work horses. That's how we'd categorise the Ridgeback Errand - a small-wheeled e-bike that looks like it means business.

It's a bike that can accommodate a wide range of rider sizes so would make a great family pool bike and the front rack and mudguards make it ideal for running errands whatever the weather. It's priced at £1,799.

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Small-wheeled cargo bikes

French sporting goods giant Decathlon has shaken up the e-cargo bike market with its D500, which sells for £3,500 here in the UK, but there's a homegrown alternative snapping at its heels.

The mycycle cargo bike starts at £1,999 for the entry level model, which boasts a range of 60km. To the basic specification you can add an impressive array of optional accessories as well as a battery upgrade that doubles the distance you can travel with power assist.

E-cargo bike insurance

Insure your cargo bike with us and top of a list of great benefits, you'll get the peace of mind offered by our Cycle Rescue - the UK's first breakdown service for bicycles and one that covers cargo bikes, recumbents and tandems.

If you suffer a breakdown (including punctures) while out cycling, or are unable to continue due to an injury, our 24-hour Cycle Rescue team is on hand to arrange transport for you and your cycle to a safe location.

Every insurance policy includes the following as standard:

• Theft, accidental damage & vandalism
• Cycle Rescue
• No devaluation of your bike over time
• £2m third party PLUS £20,000 personal accident cover
• Shed and garage storage
• Low standard excess of 5% (£50 minimum)

Read a full list of everything we include.

The ethical choice

The ETA was established in 1990 as an ethical provider of green, reliable travel services. Over 30 years on, we continue to offer cycle insurance , breakdown cover and mobility scooter insurance while putting concern for the environment at the heart of all we do.

The Good Shopping Guide judges us to be the UK's most ethical provider.

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