The fourth emergency service is...your local bike courier

In a world where Facebook is a major publisher, but doesn't write a word, and Uber is a huge cab company that doesn't own a single taxi, it’s no surprise that the latest cycle breakdown provider has no recovery lorries. More unusual is that Kerbi relies on bicycle couriers to carry out its roadside repairs.

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The Kerbi app allows a stranded cyclist to hail the nearest bike messengers, who respond directly to the call with a quote. The cyclist can then choose who they would like to come and help them. Once the repair has been made, secure payment is made via the app. www.kerbi.uk

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Bicycle breakdown cover for just £18 per year

If you would like bike breakdown cover, but ride outside London or don't want to rely on an app, you can buy one year's cover for only £18. Alternatively, cycle breakdown cover comes FREE with ETA Cycle Insurance, which provides cover against theft, damage and much more. If you suffer a breakdown to your bicycle whilst out cycling, our 24-hour recovery team is on hand to arrange transport for you and your bicycle back to a safe location. Find out more about cycle breakdown cover.

• 24/7 recovery service from any road in Britain
• Includes cover for punctures

• Annual cover for just £18
• Cover in Europe for up to 90 days per year