Is this the best value e-cargo bike on the market today?

The family-friendly Tern GSD is the cargo bike on everyone's lips - not least because it's enabling some to cut household running costs by ditching their car, but at over £5,000, it remains too much of a financial stretch for many.

Snapping at the heels of the GSD this autumn is Decathlon's new e-cargo bike. Boasting many of the same features as the Tern, including a passenger bench for kids that includes robust hand rails and running boards, the R500 longtail e-cargo bike is priced at £2,800.

Cargo bikes offer a clean, quiet and cost effective way to carry stuff that's too bulky for a conventional bicycle. However, the fact they're bigger and heavier can make a breakdown troublesome. Even the shortest journey comes to an abrupt halt in the event of a flat tyre, broken chain or buckled wheel and carrying kids or cargo adds an unwelcome dimension to being stuck.

E-cargo bike insurance

Insure your cargo bike with us and top of a list of great benefits, you'll get the peace of mind offered by our Cycle Rescue - the first breakdown cover policy for bicycles and one that covers cargo bikes recumbents and tandems.

If you suffer a breakdown (including punctures) while out cycling, or are unable to continue due to an injury, our 24-hour Cycle Rescue team is on hand to arrange transport for you and your cycle to a safe location.

Every insurance policy includes the following as standard:

• Theft, accidental damage & vandalism
• Cycle Rescue
• No devaluation of your bike over time
• £2m third party PLUS £20,000 personal accident cover
• Shed and garage storage
• Low standard excess of 5% (£50 minimum)

Read a full list of everything we include.

The ethical choice

The ETA was established in 1990 as an ethical provider of green, reliable travel services. Over 30 years on, we continue to offer cycle insurance , breakdown cover and mobility scooter insurance while putting concern for the environment at the heart of all we do.

The Good Shopping Guide judges us to be the UK's most ethical provider.

{{cta-cycling}}