It's cold out there; Don't forget your gloves and hat

Up for grabs this week is a cosy hat and glove combo; if you're lucky enough to win, pop them under the tree for someone special or treat yourself and keep out those commuting chills.

The Belgian-style Rapha winter hat uses soft and stretchy Sportwool™ for insulation against the cold and the mesh lining provides excellent moisture wicking properties.

The Defeet Dura E-touch Gloves combine a close fit and warmth with the ability to operate any touchscreen device without getting cold hands.

To be in with a chance of winning the hat and gloves, simple leave us a comment at the bottom of this page. We'll pick a name on Monday 17 December.

An ethical company like no other

Not only are we ethical, we campaign for sustainable transport. Sometimes that means protesting until a school gets the zebra crossing they've been refused, or running 60 roadshows this year to encourage people out of their cars, or fixing bicycles for free. Supporting this work is easy - you simply have to take out cycle insurance with us, cover that just happens to be excellent.

Unlike other insurers we never devalue your bike. And if you ride a carbon bike, rest assured we will never have a cracked frame repaired - we will always replace your bike with a new one. How many other insurers can say that? Find out more

..and it's not just cycle insurance that we offer. We provide home insurance, cycle insurance, travel insurance and breakdown cover - all while putting concern for the environment at the heart of all we do.