Urban living Holy Grail: The folding cargo bike

As more city dwellers discover the benefits of cargo bikes, folding designs will find a willing market.

After all, cargo bikes might be perfect for narrow streets, but they're tricky to store in smaller houses and flats.

The latest entrant to the folding cargo bike market comes courtesy of Avnson. With a robust frame and a spacious cargo area, the Urbanox can handle shopping, school runs, or lugging work stuff with ease. And when its work is done, it folds small enough to fit onto a train, or squeeze into a car boot.

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There's nothing new about the small-wheeled cargo bike. However, recent designs have refined the concept. For example, the Tern GSD may not fold, but it's beautifully conceived. The bike is designed to carry two kids, a week’s worth of groceries or 180 kg of cargo while remaining narrow enough to wheel through a house.

Cargo bike bargains

If the Tern is too expensive, how about the equivalent design courtesy of Decathlon or this sub-£2,000 cargo bike built in the UK.

Cargo bike insurance

Insure your cargo bike with us and included in a list of great benefits, you'll get Cycle Rescue - the first breakdown cover policy for bicycles.

If you suffer a breakdown (including punctures or flat battery) while out cycling, our 24-hour Cycle Rescue team is on hand to arrange recovery for you and your cycle.

Every insurance policy includes the following as standard:

• Theft, accidental damage & vandalism
• Cycle Rescue
• No devaluation of your bike over time
• £2m third party PLUS £20,000 personal accident cover
• Shed and garage storage
• Low standard excess of 5% (£50 minimum)

Read a full list of everything we include.

The ethical choice

The ETA was established in 1990 as an ethical provider of green, reliable travel services. Over 30 years on, we continue to offer cycle insurance , breakdown cover and mobility scooter insurance while putting concern for the environment at the heart of all we do.

The Good Shopping Guide judges us to be the UK's most ethical provider.

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